in the insurance policy before surgery
No one knows when the unexpected will happen. Who happened to this? Maybe it will happen to us someday. If one day you need surgery or perform a medical procedure That could be a big wave that catches you off guard and unable to prepare. Until it causes fear and anxiety to follow.
“To have surgery like this…how much will it cost? And will the insurance I have be enough?”
“Will I be able to claim it?”
“Will there be additional expenses?”
Many people know that they will have to undergo surgery. Concerns and questions kept coming in. Out of concern that medical expenses would escalate and not sure whether the coverage limit in the insurance policy that you have will cover it or not
Therefore, wouldn’t it be better if you could know the coverage in your insurance policy before undergoing surgery? whether they will be able to cover various expenses, including treatment fees, room fees, medicine fees, surgery fees, and other service fees, so that planning can be made easier And if there are excess expenses, you will be prepared in time. You don’t have to wait to prepare yourself after surgery.
“Pre-Authorization service for considering insurance coverage before surgery” is a service that can help special customers of AIA relieve their worries about costs.
By checking coverage for medical expenses Before the insured person undergoes surgery or doing medical handicrafts and approve medical expenses in advance You can request to use the service. Pre-Authorization Through all AIA contract hospitals where you can receive treatment immediately.
Whether it is minor surgery (Minor Surgery), major surgery (Major Surgery), surgery that requires a hospital stay or major surgery that does not require an inpatient stay (Day Surgery), all services are available. Except for emergency surgeries, AIA will respond to the coverage assessment form within 3 business days after receiving complete documents from the contract hospital. In addition to the service Pre-Authorization It will help you to know the coverage in your own insurance policy in advance of having surgery. It can also reduce the waiting time for the decision to consider the claim on the day you leave the hospital. And if you have lump-sum health insurance like AIA Health Happy to take care of you, it will give you even more peace of mind. and be assured that you will receive the best and fastest treatment Without having to worry about medical expenses at all, AIA Health Happy, lump sum health insurance. Maximum coverage of 25 million baht per policy year. and double the maximum benefit¹ in the case of serious illness². Interested in getting insurance with AIA? Click to contact us and fill out the form. for our insurance agents Recommend the type of insurance that suits you best 1 The maximum benefit is 2 times the insured amount. In the policy year in which the insured is admitted for serious illness. According to the definition specified in the record endorsing benefits for coverage in the case of critical illness. 2 Critical disease means a serious disease according to the definition of a serious disease that is protected under the endorsing record. Coverage benefits in case of critical illness are as follows: Acute Myocardial Infarction from Ischemia (Acute Heart Attack), Ischemic Stroke (Major Stroke), Coronary Artery By-Pass Surgery. ), advanced cancer (Invasive Cancer), organ transplant surgery or bone marrow transplant (Major Organs Transplantation or Bone Marrow Transplantation), and surgery to the aorta (Surgery to Aorta)
note :
- -This information is only preliminary information for presentation purposes only. Applicants for insurance should study and understand the details of the terms and conditions of the coverage. Including exceptions not covered of insurance products and conditions announced by AIA Before deciding to get insurance every time
- The terms and conditions of coverage are specified in the insurance policy issued to the policyholder.
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