Even if the financial or economic situation is not good. But having good financial knowledge should be enough to help us fight! Today, I would like to present the story of “inflation” for everyone to know. and plan to cope
“Inflation” is a condition in which the level of general prices of goods and services in a country increases continuously. Makes spending the same amount of money to buy less or have to pay more to get the same product Of course, it will affect expenses, savings or investment as well.
Therefore, if you are thinking of starting to invest, you will not be able to focus only on the “rate of return” alone. Because what we should do is
- Find out about investing carefully before making a decision.
- Analyze your financial goals.
- Analyze the risks we can take.
- Determine what rate of return you want.
Then we gradually divide the “investment” into each asset. To be suitable for the risks that we can accept again
It is a good idea to prepare for inflation by finding additional returns on investments. But don’t focus on investing. until forgetting to take care of our money for the rest of our lives Whether it’s the money we have now Including all the money we can earn from now on Which is an amount of money that is even more than the total investment
The key factor that allows us to achieve financial success according to our planned goals is “duration”, so if we start investing early. plus having a long enough investment period It will result in our money having a chance to grow as planned more easily.
Another option with investment-linked life insurance. that provides both life protection and the opportunity to receive a return on investment
Another interesting option to fight inflation. is life insurance combined with investment or unit-linked life insurance, because in addition to your life insurance coverage There is also an opportunity to receive an increased return on investment. It is also flexible. Able to increase/decrease sum insured and investment ratio as appropriate and needs of each life stage
For AIA Unit Linked insurance, there is AIA InvestPro service, a helper that will change investment into something easy to understand. And more convenient with the AIA InvestPro service will allocate a “Mixed Fund” that diversifies investments into both “equity (stocks)” and “debt instruments”, which will be invested through funds from a partner of world-class investment experts.
For example, “BlackRock, Inc.” which is currently considered the world’s largest asset management company1 or “Wellington Management Company” is hired as a “Sub-Advisor”. It is ranked No. 1 among insurance companies and retirement funds worldwide2, including well-known asset management firms such as “Capital Group” and “Baillie Gifford” with outstanding performance in the world3. Make it the best fund (Best In class)
AIA InvestPro service will create investment portfolios from leading funds. to get an efficient investment portfolio Clients simply complete a standardized Investment Suitability Assessment (Risk {Profile Questionnaire – RPQ)) to determine their ability to take risks. Then the system will recommend suitable funds according to the acceptable risk level. In addition, if the investment situation changes, the “Capital Group” which manages the fund The fund’s investment proportion will be automatically adjusted according to market conditions to find continuous investment opportunities.
Moreover, each year AIA will allow customers to do a standard form to assess the suitability of investment continuously every year. to assess the ability to take risks that may change as well
We are financial advisors providing advice on risk management, wealth management, life insurance, life insurance, mutual fund investment. Both domestic and international debt instruments around the world Tax planning, insurance, with a team of professionals with a lot of experience that will lead you to success.
Interested in working with us to prepare yourself to become a professional financial advisor immediately?
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